Refinance Options


As a full service mortgage company, GMFS has the abilities to handle all aspects of the lending process from application to funding. With GMFS, you enjoy the convenience and security of in-house underwriting and processing for your loan application. We close loans quickly and efficiently. GMFS can provide instant pre-approval and the best financial solution for almost every borrower.

 

GMFS offers experience and specialization in residential mortgages through such products as:

  • 100% Financing Programs on owner occupied, single-family and town homes for USDA and VA loans.
  • One Loan at 100% Financing no mortgage insurance needed for USDA and VA.
  • FHA Loan Up to 96.5% Financing with reduced mortgage insurance, allowable gift funds and up to 6% seller paid closing cost. GMFS is a holder of HUD's prestigious Eagle Designation. GMFS offers a staff of HUD underwriters dedicated to this loan process.
  • Fixed Rate Programs. 15, 20, 25, and 30-year fixed rate options.
  • Adjustable Rate Programs. Product's rate is fixed for 2, 3, 5, 7, or 10 years then converts adjustable rate.
  • Diverse Financing Programs including conforming, FHA, VA and Rural Development.