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Finance Options

GMFS’ on-site proprietary Mortgage Matcher software allows us to provide instant pre-approval and the best financial solution for your buyers. You enjoy the convenience and security of in-house underwriting and processing for all loan applications. We close loans quickly and efficiently – in as little as two weeks!

Mortgage options for you and your buyers:

  • One loan at 100% Financing no mortgage insurance needed.
  • Fixed Rate Programs. 15, 20, 25, or 30-year fixed rate options.
  • Adjustable Rate Programs. Product’s rate is fixed for 2, 3, 5, 7, or 10 years then converts adjustable rate.
  • Interest Only Programs up to 90% Financing. Enjoy lower payments for the beginning of loan term.
  • Diverse Financing Products include conventional, VA, FHA, and Rural Development loans.

Preferred Home Financing Products

Primary Residence Advantage Program
GMFS makes it easy to take full advantage of the benefits of owning your primary home.
  • 100% financing options for primary residence property
  • 30 year fixed rate
  • 3% maximum closing cost for sellers
  • Interest only options!
  • Flexible documentation options – great for self-employed people or others who cannot provide traditional documents and records
  • NO hassle down payment options! (Apply 5% of your own funds, then gifts allowed)
  • NO Mortgage Insurance required!
Second Home Programs
You’ll find flexible options to finance your home away from home. The second home must be within a reasonable distance of the primary residence unless it is considered a vacation destination.
  • 95% Financing options available
  • 30 year fixed rate
  • Interest only options
  • Flexible documentation options - great for self-employed people or others who cannot provide traditional documents and records
  • NO hassle down payment options! (Apply 5% of own funds, then gifts allowed)
  • NO Mortgage Insurance required!

Investment Property
Smart options for investing – and making your property to work for you.

  • 95% Financing options available
  • 30 year fixed rate
  • Flexible documentation options - great for self-employed people or others who cannot provide traditional documents and records
  • NO hassle down payment options! (Apply 5% of own funds, then gifts allowed)
  • NO Mortgage Insurance required!