Finance Options
GMFS’ on-site proprietary Mortgage Matcher software allows us to provide instant pre-approval and the best financial solution for your buyers. You enjoy the convenience and security of in-house underwriting and processing for all loan applications. We close loans quickly and efficiently – in as little as two weeks!
Mortgage options for you and your buyers:
- 100% LTV Programs on owner occupied, single-family properties.
- Stated Income Programs Up to 100% LTV for self-employed borrowers and wage earners who qualify.
- Stated Income Programs Up to 95% LTV for self-employed borrowers who qualify.
- No Income No Asset Program up to 95% LTV for qualified borrowers.
- Fixed Rate Programs. 15 to 30-year fixed rate options.
- Adjustable Rate Programs. Product’s rate is fixed for 2, 3, 5, 7, or 10 years then converts adjustable rate.
- Relaxed Credit Criteria. Collections, Liens, even Bankruptcy and Foreclosure not a problem!
Preferred Home Financing Products
Primary Residence Advantage Program
GMFS makes it easy to take full advantage of the benefits of owning your primary home.
- 100% financing options for primary residence property
- 30 year fixed rate
- 3% maximum closing cost for sellers
- Interest only options!
- Flexible documentation options – great for self-employed people or others who cannot provide traditional documents and records
- NO hassle down payment options! (Apply 5% of your own funds, then gifts allowed)
- NO Mortgage Insurance required!
Second Home Programs
You’ll find flexible options to finance your home away from home. The second home must be within a reasonable distance of the primary residence unless it is considered a vacation destination.
- 95% Financing options available
- 30 year fixed rate
- Interest only options
- Flexible documentation options - great for self-employed people or others who cannot provide traditional documents and records
- NO hassle down payment options! (Apply 5% of own funds, then gifts allowed)
- NO Mortgage Insurance required!
Investment Property
Smart options for investing – and making your property to work for you.
- 95% Financing options available
- 30 year fixed rate
- Flexible documentation options - great for self-employed people or others who cannot provide traditional documents and records
- NO hassle down payment options! (Apply 5% of own funds, then gifts allowed)
- NO Mortgage Insurance required!