Real Estate Professionals
Developers & Builders
Approved Appraisers
Closing Agent
GMFS Partners

Finance Options

GMFS’ on-site proprietary Mortgage Matcher software allows us to provide instant pre-approval and the best financial solution for your buyers. You enjoy the convenience and security of in-house underwriting and processing for all loan applications. We close loans quickly and efficiently – in as little as two weeks!

Mortgage options for you and your buyers:

• 100% LTV Programs on owner occupied, single-family properties.
• One loan at 100% Financing no mortgage insurance needed.
• Stated Income Programs up to 90% LTV for self-employed borrowers and wage earners who qualify.
• MyCommunity Loan up to 100% Financing with reduced mortgage insurance.
• Fixed Rate Programs. 15, 20, 25, or 30-year fixed rate options.
• Adjustable Rate Programs. Product’s rate is fixed for 2, 3, 5, 7, or 10 years then converts adjustable rate.
• Interest Only Programs up to 90% Financing. Enjoy lower payments for the beginning of loan term.
• Relaxed Credit Criteria. Collections, Liens, even Bankruptcy and Foreclosure not a problem!
• Diverse Financing Products include conforming, FHA, and Alt-A loans.

Preferred Home Financing Products

Primary Residence Advantage Program
GMFS makes it easy to take full advantage of the benefits of owning your primary home.

• 100% financing options for primary residence property
• 30 year fixed rate
• 3% maximum closing cost for sellers
• Interest only options!
• Flexible documentation options – great for self-employed people or others who cannot provide traditional documents and records
• NO hassle down payment options! (Apply 5% of your own funds, then gifts allowed)
• NO Mortgage Insurance required!

Second Home Programs
You’ll find flexible options to finance your home away from home. The second home must be within a reasonable distance of the primary residence unless it is considered a vacation destination.

• 95% Financing options available
• 30 year fixed rate
• Interest only options
• Flexible documentation options - great for self-employed people or others who cannot provide traditional documents and records
• NO hassle down payment options! (Apply 5% of own funds, then gifts allowed)
• NO Mortgage Insurance required!
  

Investment Property
Smart options for investing – and making your property to work for you.

• 95% Financing options available
• 30 year fixed rate
• Flexible documentation options - great for self-employed people or others who cannot provide traditional documents and records
• NO hassle down payment options! (Apply 5% of own funds, then gifts allowed)
• NO Mortgage Insurance required!